Health Services
Counseling, Prevention and Wellness
Frequently Asked Questions
Plan Materials
Additional Products Available
Property & Renters Insurance - click here
Coverage designed for college life. Our plan protects against theft and accidental damage to electronic devices and personal property that may occur while at school, home or when studying abroad. This plan covers losses that a homeowner's policy generally will not.
What We Cover: Computers and laptops, smartphones and tablets, school and rental property, electronics, clothes, bicycles, books and much more!
What We Protect Against: Theft and burglary, Fire, Accidental damage, Flood, Earthquake, Vandalism, Electrical damage, and Water damage
Personal Liability Coverage is also available to add-on if you need it.
As a special offer to Gallagher Student customers, ID Theft Expense coverage comes FREE with student property insurance policies
Find A Doctor
Blue Cross Blue Shield of Massachusetts Blue Care Elect PPO Network
Your School's Student Health Insurance Plan uses the Blue Cross Blue Shield of Massachusetts Blue Care Elect PPO Network
For Students seeking a provider in Massachusetts, call toll-free 1-800-821-1388 or go online to locate a BCBS of MA Preferred Provider: Click here for Preferred Providers (when selecting a network, choose "PPO or EPO")
For Students seeking a provider outside Massachusetts, locate a provider from the BCBS National Directory: BCBS National Directory
Access to CVS Minute Clinics
Blue Cross Blue Shield of Massachusetts has partnered with CVS to offer students enrolled in the Student Health Insurance Program access to a range of simple medical treatments at CVS Minute Clinics.. Members can get care at these limited services clinics, usually for the same copayment as their primary care provider and without the need for a referral.
Minute Clinics are available 7 days a week at many Massachusetts CVS location. In addition to being convenient, Minute Clinics can help reduce costly visits to the emergency room. To locate a Minute Clinic, use the Massachusetts Preferred Provider search from the link above, and choose "Clinics - Limited" as the provider type.
You can also search for a Preferred Provider while logged into your MyBlue member account.
Pharmacy Program
Blue Cross Blue Shield of Massachusetts - CVS Caremark
Your School's Student Health Insurance Plan uses the CVS Caremark Pharmacy Network for Blue Cross Blue Shield of Massachusetts member.
Detailed information about the BCBS Pharmacy Program can be found online: Click here to find a participating pharmacy
It is recommended that you log into your BCBS of Massachusetts account to find information specific to your coverage.
Mail Order Service is Available. Medications that are taken for a chronic condition can be filled for up to a 90-day supply. Learn more about the Mail Order Service from the link above.
Get an ID Card
Blue Cross Blue Shield of Massachusetts ID Cards
ID Cards are available through the MyBlue app in the App Store or Google Play. You'll need your BCBS ID number (not your Social Security number) to create your account. Your BCBS ID number is available by signing in to your account on the Blue Cross Blue Shield website.
ID cards are mailed by Blue Cross Blue Shield to the address on file with Gallagher Student Health & Special Risk. Cards are usually sent 10-14 business days after Gallagher Student Health & Special Risk has received your enrollment information from your school.
If you need a replacement ID card, request one by calling 1-800-253-5210 or by going online: click here
Claims Company
Blue Cross Blue Shield of Massachusetts
Blue Cross Blue Shield of Massachusetts is responsible for processing your claims. Their dedicated claims analyst and customer service representatives can address any questions you have on an outstanding claim or how a claim has been paid.
How do I contact the Claims Company?
Call - (800) 241-0803
Register for claim lookup online - click here
To create an account with BCBS Member Services, you will need your Medical Plan Member ID number (found on your ID Card)
Claim Form - A claim form is not required but you can download a form here